Welcome to savingseffect.com (“Website”). Please read the following terms and conditions very carefully as your purchase of courses are subject to your acceptance of and compliance with the following terms and conditions (“Terms”).

By purchasing the course through any computer, mobile phone or tablet or any electronic gadget, you agree that you have read, understood and are bound by the Terms.

These terms and various other policies are binding upon you as per the provisions of the Information Technology (Intermediaries guidelines) Rules, 2011 formulated under the Information Technology Act of 2000.

1. Orders, Payments and Delivery

1.1 Once you purchase a course or Telegram Premium Channel, you will get the link to the course within 10 minutes of purchase. In case of any queries, you can always send an email to admin@savingseffect.com

1.2 The course is available for a lifetime and the Telegram channel can be paid monthly or quarterly. You can view it as many times as you want, for however long that you want.

1.3 The recorded courses do not come with any 1:1 interaction with me (SK Kamruddin).

2. Refund/Cancellations

At any point, write to admin@savingseffect.com to claim a refund. Once processed, the money will be returned to your original payment mode within 3-5 business working days.

3. Privacy

3.1 Privacy Policy: – Please review our privacy policy which governs your purchase of the course to fully understand our practices.

3.2 The User hereby consents, expresses and agrees that he has read and fully understands the Privacy Policy of the website herein. The user further consents that the terms and contents of such Privacy Policy herein are acceptable to them.

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